The University of Western Australia

UWA Staff Profile

Ipsum Lorem

Andy Schmulow

Dr Andy Schmulow

Senior Lecturer
UWA Law School

Contact details
Address
UWA Law School
The University of Western Australia (M253)
35 Stirling Highway
CRAWLEY WA 6009
Australia
Phone
+61 8 6488 2952
Email
andy.schmulow@uwa.edu.au
Personal homepage
www.clarityprc.com.au
Publications
------Publications------
------Book Chapters (* denotes peer reviewed)-----




* Schmulow, A.D.: “Australia,” INTERNATIONAL COMMERCIAL SECURED TRANSACTIONS, David Franklin & Steven Harms, eds., Carswell Publishers, Montreal, Canada, June 2010, ISBN: 978- 0-7798-2391-8.




-----Scholarly Journals (* denotes peer reviewed)-----
-----Journal output during 2015-----




* Godwin, Andrew J., and Schmulow, Andrew D.: “The Financial Sector Regulation Bill In South Africa, Second Draft: Lessons From Australia,” SOUTH AFRICAN LAW JOURNAL, Juta & Co. Publishers, Cape Town, Vol. 132, No. 4, 2015, p 756-768.

The referees recommended this submission for expedited publication, in light of its potential influence on policy and current reforms, and suggested it be made compulsory reading for students of banking law. The SALJ is regarded as South Africa’s foremost law journal.

Cited in DE REBUS – THE SA ATTORNEYS’ JOURNAL, Published by the Law Society of South Africa, Issue 561, March 2016, p 42,

* Schmulow, Andrew D.: “The four methods of financial system regulation: An international comparative survey”, JOURNAL OF BANKING AND FINANCE LAW AND PRACTICE, Thomson Reuters/Lawbook Co, Vol. 26, No. 3, November, 2015, p. 151-172.

* Schmulow, A.D.: “Twin Peaks. A theoretical analysis”, UNSW LAW JOURNAL, Hart Publishing, Oxford, completed and currently passed first stage of review.

* Schmulow, A.D.: “Prohibitions on predatory lending: lessons from South Africa”, JOURNAL OF CONSUMER AFFAIRS, American Council on Consumer Interests, John Wiley & Sons, Inc., completed and currently under review.

* Schmulow, A.D.: “Financial Regulatory Reform In South Africa: The Move Towards Twin Peaks”, AFRICAN JOURNAL OF INTERNATIONAL AND COMPARATIVE LAW: REVUE AFRICAINE DE DROIT INTERNATIONAL ET COMPARÉ, Edinburgh University Press, completed and currently under review.




-----Journal output prior to 2015-----




* Schmulow, A.: “Policy-Only Liability Insurance as Alternative to Prudential Regulation in the New Zealand Life Assurance Industry, WAIKATO LAW REVIEW, Volume 16, No. 1, 2008, p. 251- 263.

* Schmulow, A.: “Policy-only liability insurance as alternative to prudential regulation,” AUSTRALIAN JOURNAL OF CORPORATE LAW, LexisNexis Butterworths, Volume 16, No. 1, 2003, p. 38 ff.

* Shelton, Dr G.L.; Catley, Dr R.; Schmulow, A.D.: “Trading Politics for the Politics of Trade: South African and Australian Relations in the New Millennium,” JOURNAL OF AUSTRALIAN STUDIES – Vision Splendid, Australian Studies Centre, The University of Queensland Press, Volume 24, No. 66, 2000, p. 48ff.

* Schmulow, A.D.: “Limiting State’s Limited Civil Liability: a case study of the Constitutional (in)validity of s 115 of the South African Post Office Act 44/1958,” AUSTRALIAN JOURNAL OF LAW & SOCIETY, Department of Legal Institutions, Division of Humanities, Macquarie University, Volume 14, 1998-1999, p. 65ff.

* Schmulow, A.D.: “Limiting the state’s limited civil liability – a case study of the constitutional (in)validity of s 115 of the South African Post Office Act, 44/1958,” JOURNAL FOR JURIDICAL SCIENCE, Faculty of Law, University of the Orange Free State, Bloemfontein, December 1998, Vol. 23, No. 2, p. 133ff.

On completion, the Wits Law Clinic submitted this paper to Counsel, in order to assess the possibility of taking the matter up in the Constitutional Court, as a public interest case.

* Schmulow, A.D.: “Economic competitiveness in the new South Africa: the role of government fiscal policy and labour law,” JOURNAL FOR CONTEMPORARY HISTORY, Institute for Contemporary History, University of the Orange Free State, Vol. 22, No. 2, December 1997, p. 82ff.

Schmulow, A.D.: “A New Labour Law For A New South Africa - Law and economics forging productivity in the workplace. The new labour act shows the way,” SOUTH AFRICA - THE JOURNAL OF TRADE, INDUSTRY AND INVESTMENT, South Africa, The Journal Of Trade, Industry and Investment (Pty) Ltd, and Redsand Publishing (Pty) Ltd., Johannesburg, 2nd Quarter, 1997, p. 73ff.

Schmulow, A.D.: “Wits Law School - Time For Change,” DE MINIMIS, Faculty of Law, University of the Witwatersrand, Johannesburg, April 1997, p. 22.

* Schmulow, A.D.: “Diplomatic intervention in the event of expropriation of a company without compensation,” THE SOUTH AFRICAN YEARBOOK OF INTERNATIONAL LAW, VerLoren van Themaat Centre for Public Law Studies, University of South Africa, Vol. 21, 1996, p. 73ff.

This research, regarding the right of diplomatic intervention, was adopted as the basis for that part of the curriculum, by Professor G.N. Barrie - Deputy Dean of Law, Die Randse Afrikaanse Universiteit.

Quoted in International Court of Justice: BIBLIOGRAPHY OF THE INTERNATIONAL COURT OF JUSTICE, United Nations Publications, 1 August, ISBN 9210710150, https://books.google.com.au/books?id=GlYPfc3GW9gC&pg=PR26&lpg=PR26&dq=schmulow&source =bl&ots=iEZ2f1KoQz&sig=kXcnrnnJn2ziuxY0cC1P- LRQKtI&hl=en&sa=X&ei=1drIVMWKFsbOmwWgyIHQCw&ved=0CC0Q6AEwBjiCAQ#v=onepage&q=s chmulow&f=false

Quoted in Booysen, Hercules: in Part 1, Chapter 2, ‘The Role of the Individual’, PRINCIPLES OF INTERNATIONAL TRADE LAW AS A MONISTIC SYSTEM, published by Interlegal, 2007, p. 63/67, https://books.google.com.au/books?id=YXO- pRBtimoC&pg=PA67&lpg=PA67&dq=schmulow&source=bl&ots=KT9qrCMzsY&sig=GNCjqF040lXeiw HwRyE7MxlvuQE&hl=en&sa=X&ei=1drIVMWKFsbOmwWgyIHQCw&ved=0CB8Q6AEwATiCAQ#v=on epage&q=schmulow&f=false

Quoted in United Nations Staff: BIBLIOGRAPHY OF THE INTERNATIONAL COURT OF JUSTICE, published by United Nations Publications, 18 August, 2003, p. 733, ISBN 9210709659, 9789210709651, https://books.google.com.au/books?id=C79MyQbFcjgC&pg=PA697&dq=schmulow&source=gbs_sele cted_pages&cad=2#v=onepage&q=schmulow&f=false

Quoted in Epifanov, Vladlen Viktorovich: LEGAL ASPECTS OF DIPLOMATIC PROTECTION OF NATURAL AND LEGAL PERSONS, PhD in Law, Moscow.

Quoted in Booysen, Hercules: INTERNATIONAL TRADE LAW ON GOODS AND SERVICES, published by Interlegal, 1999, p. 17, ISBN 0958418128, 9780958418126,
2007, p. xxvi, 9789210710152, https://books.google.com.au/books?id=rSLkR0aT5WUC&pg=PA17&lpg=PA17&dq=schmulow&source =bl&ots=B5XzslyRnH&sig=4EPCr6z8WkWomrnY2DQX30hho8A&hl=en&sa=X&ei=1drIVMWKFsbOmw WgyIHQCw&ved=0CCcQ6AEwBDiCAQ#v=onepage&q=schmulow&f=false

Schmulow, A.D.: “The New LRA, and its Effect on SA's Ability to Compete in Export Markets,” STUDENT LAW REVIEW, Faculty of Law, University of the Witwatersrand, Johannesburg, Vol. 8, 1996, p. 81ff.

* Schmulow, A.D.; Liebenberg, Dr P.W.: “Nuclear Proliferation on the Korean Peninsula: a Threat to Regional and Global Peace and Stability?” JOURNAL FOR CONTEMPORARY HISTORY, Institute for Contemporary History, University of the Orange Free State, Vol. 21, No. 2, December 1996, p. 7ff.

* Schmulow, A.D.; Greyling, Prof. L.: “Monetary Policy in the New South Africa: Economic and Political Constraints,” THE SOUTH AFRICAN JOURNAL OF ECONOMICS, Vol. 64, No. 3, September 1996, Journal of the Economic Society of South Africa, p. 175ff.

This article was nominated for the J.J.I. Middleton Award for the Best First Submission in a Particular Year.

Quoted in Maumela, Patrick Konanani: IS INFLATION TARGETING AN APPROPRIATE FRAMEWORK FOR MONETARY POLICY? EXPERIENCE FROM THE INFLATION-TARGETING COUNTRIES, Master of Arts in the field of Economics at the University of South Africa, August 2010, p. 22/43, http://uir.unisa.ac.za/bitstream/handle/10500/4892/dissertation_maumela_pk.pdf?sequence=1

Quoted in Houston, Gregory, Liebenberg, Ian & Dichaba, William: in ‘Chapter 2, Interest group participation in the National Economic Development and Labour Council’, PUBLIC PARTICIPATION IN DEMOCRATIC GOVERNANCE IN SOUTH AFRICA, edited by Houston, Gregory F., Main Editor, and Humphries, Richard, & Liebenberg Ian, eds, Human Sciences Research Council (HSRC) Press, Pretoria, 2001, p. 25, ISBN 0-7969-1983-6, https://books.google.com.au/books?id=FonxSYTAWKgC&pg=PA25&lpg=PA25&dq=schmulow&sourc e=bl&ots=jWBMZ2lXIF&sig=IzuXS37RZLfQnfnb2bJlupq94GQ&hl=en&sa=X&ei=T87IVKaxC- fimAX6nIKYAg&ved=0CDEQ6AEwBDhk#v=onepage&q=schmulow&f=false

Cited in Boylan, Delia, DEFUSING DEMOCRACY: CENTRAL BANK AUTONOMY AND THE TRANSITION FROM AUTHORITARIAN RULE, published by University of Michigan Press, Business & Economics Series, 2001, p. 282, ISBN 0472112147, 9780472112142, https://books.google.com.au/books?id=ZSlsf_UdkdsC&pg=PA282&lpg=PA282&dq=schmulow&source =bl&ots=yVbr5JqYZ1&sig=vWt- PQSIQp8Be6up31EKWTH4aZA&hl=en&sa=X&ei=1drIVMWKFsbOmwWgyIHQCw&ved=0CDAQ6AEw BziCAQ#v=onepage&q=schmulow&f=false

Quoted in Nell, Kevin: “Imported Inflation in South Africa: An Empirical Study”, in ‘Working Paper’, DEPARTMENT OF ECONOMICS DISCUSSION PAPER, University of Kent, No. 0005, May 2000, p. 19, http://www.econstor.eu/bitstream/10419/105544/1/0005.pdf

Quoted in Mollentze, Sandra: “Monetary Policy in South Africa on the Threshold of a New Era”, SOUTH AFRICAN JOURNAL OF ECONOMIC AND MANAGEMENT SCIENCES (SAJEMS) SS No. 2, 2000, pp. S-17/18/21, http://repository.up.ac.za/bitstream/handle/2263/11623/Mollentze_Monetary(2000).pdf?sequence=1

Schmulow, A.D.: “Wits - What's Wrong, and What's Right,” DE MINIMIS, Faculty of Law, University of the Witwatersrand, Johannesburg, April 1996, p. 10ff.

Schmulow, A.D.: “The Prospects for Diplomatic Intervention in the Case of Expropriation Without Compensation,” STUDENT LAW REVIEW, Faculty of Law, University of the Witwatersrand, Johannesburg, Vol. 7, 1995, p. 35ff, (also available at: http://www.law.wits.ac.za/students/wuslr/1995/exprop.html).




-----Working Papers (* denotes peer reviewed)-----




* Schmulow, A.D.: “Prohibitions on Reckless and Predatory Lending: Lessons from South Africa,” CENTRE FOR INTERNATIONAL FINANCE AND REGULATION (CIFR) RESEARCH WORKING PAPER SERIES, published by The Centre For International Finance and Regulation, January 2016, pp 1-25, http://www.cifr.edu.au/assets/document/1CIFRRecklessLending.pdf

* Schmulow, A.D.: “Twin Peaks: A Theoretical Analysis,” CENTRE FOR INTERNATIONAL FINANCE AND REGULATION (CIFR) RESEARCH WORKING PAPER SERIES, Working Paper No. 064/2015 / Project No. E018, published by The Centre For International Finance and Regulation, 1 July 2015, pp 1-40, http://www.cifr.edu.au/project/Australia_twin_peaks_approach_for_China_and_Asia.aspx

* Godwin, A.J. & Schmulow, A.D.: “The Financial Sector Regulation Bill In South Africa: Lessons From Australia,” CENTRE FOR INTERNATIONAL FINANCE AND REGULATION (CIFR) RESEARCH WORKING PAPER SERIES, Working Paper No. 052/2015 / Project No. E018, published by The Centre For International Finance and Regulation, January 2015, pp 1-22, http://www.cifr.edu.au/assets/document/WP052- 2015%20Godwin%20E018%20The%20Financial%20Sector%20Regulation%20Bill.pdf

Listed on SSRN's Top Ten download list for: ERN: Financial Markets, Saving & Capital Investment in Developing Economies, as at February 2015.

* Schmulow, A.D.: “Approaches to Financial System Regulation: An International Comparative Survey,” CENTRE FOR INTERNATIONAL FINANCE AND REGULATION (CIFR) RESEARCH WORKING PAPER SERIES, Working Paper No. 053/2015 / Project No. E018, published by The Centre For International Finance and Regulation, January 2015, pp 1-63, http://www.cifr.edu.au/assets/document/WP053- 2015%20Godwin%20E018%20Approaches%20to%20Financial%20System%20Regul.pdf

Listed on SSRN's Top Ten download list for: Monetary Economics eJournal, as at March 2015.

The abstract from this paper was chosen to feature on the Scholastica website for June 2015.

Shelton, Dr G.L.; Catley, Dr R.; Schmulow, A.D.: “South Africa and Australia: New Indian Ocean Partners,” EAST ASIA PROJECT - WORKING PAPER SERIES, Department of International Relations, University of the Witwatersrand, Johannesburg, No. 20, June 1998.

Quoted in Le Grange, L: “The role of (dis)trust in a (trans)national higher education development project”, HIGHER EDUCATION, Vol. 46, Issue 4, published by Kluwer Academic Publishers, pp. 491- 505, http://link.springer.com/article/10.1023%2FA%3A1027351123057

Schmulow, A.D.: “The People's Republic of China: An Uncertain Political And Economic Future,” EAST ASIA PROJECT - WORKING PAPER SERIES, Department of International Relations, University of the Witwatersrand, Johannesburg, No. 7, March 1995.




-----In preparation or submitted (* denotes peer reviewed)-----




* Schmulow, A.D. and Havemann, R.: “Macro-prudential tools, a four country analysis”, REFEREED JOURNAL YET TO BE SELECTED, In Preparation.

* Schmulow, A.D., Regulating Banks in Jurisdictions with weak Rule of Law: Deposit-Only Liability Insurance and the Case of Indonesia, ROUTLEDGE PUBLISHERS. monograph, in preparation.

* Schmulow, A.D.: “Deposit-Only Liability Insurance as an alternative to the IDIC,” BULLETIN OF INDONESIAN ECONOMIC STUDIES, Crawford School of Government, Australian National University, 2014, In Preparation.

Quoted as forthcoming in McLeod, Ross H.: Chapter 13, ‘Finance Policies for East Timor’, EAST TIMOR: DEVELOPMENT CHALLENGES FOR THE WORLD'S NEWEST NATION, Hill, Hal, Saldanha, Joao Mariano de Sousa, eds, published by the Institute of Southeast Asian Studies (ISEAS), in ISEAS current economic affairs series, 2001, p. 221, ISBN 9812301402, 9789812301406 https://books.google.com.au/books?id=mtyMOmhM91MC&pg=PA371&lpg=PA371&dq=schmulow&s ource=bl&ots=Sr6u1tVWVh&sig=CsIiAo3r1fEyuou6s2RktV6P3mI&hl=en&sa=X&ei=1drIVMWKFsbOmw WgyIHQCw&ved=0CCIQ6AEwAjiCAQ#v=onepage&q=schmulow&f=false

* Schmulow, A.D.: “Indonesia’s banks fifteen years after collapse: cured, or in remission?”, AUSTRALIAN JOURNAL OF ASIAN LAW, 2014, In Preparation.




-----Government Reports-----




Godwin, A., and Schmulow, A.: named contributors, NATIONAL TREASURY, REPUBLIC OF SOUTH AFRICA, Documents for Public Comments - 2nd Draft Financial Sector Regulation Bill, Vol. 1, Financial Sector Regulation Bill, Comments Received on the First Draft Bill published by National Treasury for Comments in December 2013 (Comment Period from 13 December 2013 - 07 March 2014), December 2014, Pretoria, South Africa, http://www.treasury.gov.za/public%20comments/FSR2014/FSR%20Bill%20Comments%20Ma trix%20-%2010%20Dec%202014.pdf

We made a total of 25 recommendations, of which the South African National Treasury accepted, adopted or agreed with 22, and rejected three recommendations.

Schmulow, A.D.: in ‘Second round submissions, N-Z’, Consultation and submissions, FINANCIAL SYSTEM INQUIRY, 25 August, 2014, published by the Commonwealth of Australia, 2015 http://fsi.gov.au/files/2014/09/Schmulow_Andy.pdf

Schmulow, A.D.: named contributor, THE NEW ZEALAND LAW COMMISSION, Preliminary Paper 53, Life Insurance, A discussion paper, Wellington, New Zealand, ISBN 1-877187-98-4, NZLC PP 53.

This paper was summarised in two articles published in the Insurance Australia newsletter.




-----Government Submissions-----




Godwin, A., and Schmulow, A.: “Submission on the Revised Draft of the Financial Sector Regulation Bill”, NATIONAL TREASURY, REPUBLIC OF SOUTH AFRICA, Documents for Public Comments - 2nd Draft Financial Sector Regulation Bill, Financial Sector Regulation Bill, 2nd Draft, Comments Submitted on the Second Draft Bill, December 2014, submitted on 2 March, 2015.

Schmulow, A.D.: “Confidential Submission to the FSI on my personal experience at APRA”, in ‘Second round submissions’, Consultation and submissions, AUSTRALIAN FINANCIAL SYSTEM INQUIRY, Tuesday, 7 October, 2014.

My second submission, arguing in favour of a board of oversight for APRA and ASIC to monitor, inter alia, their compliance with their mandates has been adopted in the form of the Financial Regulation Assessment Board (Recommendation 27, ‘Regulatory System’, FINANCIAL SYSTEM INQUIRY FINAL REPORT, p 239, http://fsi.gov.au/files/2014/11/FSI_Final_Report.pdf).

Schmulow, A.D.: “Submission to the Financial System Inquiry, regarding The Financial Claims Scheme”, in ‘Second round submissions’, Consultation and submissions, AUSTRALIAN FINANCIAL SYSTEM INQUIRY, 25 August, 2014. Submitted electronically, available at http://fsi.gov.au/files/2014/09/Schmulow_Andy.pdf

Schmulow, A.D. and Godwin, A. J.: “Financial Regulatory Reform in South Africa: Lessons from Australia,” TREASURY OF THE REPUBLIC OF SOUTH AFRICA, FINANCIAL SECTOR REGULATION BILL, 28 January 2014. Submitted electronically.




-----Textbooks-----




* Schmulow, Andy (compiler), Gibson, Andrew & Fraser, Douglas: “BLO1105 BUSINESS LAW”, 3rd Ed., published by Pearson Education, Australia, Frenchs Forest, NSW, 2013, ISBN: 9781486006571.




-----Commissioned Research-----




Schmulow, A.D. and Godwin, A. J.: “Regulatory trends in light of the FSI Interim Report, Vickers and Volcker”, ANZ Bank, ongoing.

Schmulow, A.D.: “Bail-outs, bail-ins and haircuts”, consortium of private clients, ongoing.

Schmulow, A.D.: “Operational and cultural risk drivers in banking”, WHITE PAPER, commissioned research for ASQ Projects, ongoing.




-----Newspaper and Online Articles-----




Schmulow, A.D.: “Fancy dress financial regulators ASIC and APRA must go,” in ‘Business, Banking & Finance’, Business Day section, THE AGE ONLINE, Published by Fairfax Media Ltd, Tuesday, 31 May, 2016, 6:35PM, http://www.theage.com.au/business/banking-and-finance/fancy- dress-financial-regulators-asic-and-apra-must-go-20160531-gp89dp.html

Schmulow, A.D.: “Fancy dress financial regulators ASIC and APRA must go,” in ‘Business, Banking & Finance’, Business Day section, THE SYDNEY MORNING HERALD ONLINE, Published by Fairfax Media Ltd, Tuesday, 31 May, 2016, 6:35PM, http://www.smh.com.au/business/banking-and-finance/fancy-dress-financial-regulators-asic- and-apra-must-go-20160531-gp89dp.html

Schmulow, A.D. & McConnell, P.: “Time for royal commission, bankers,” in ‘Opinion’, Business Day section, THE AGE, Published by Fairfax Media Ltd, Friday, 15 April, 2016, p 28.

Schmulow, A.D. & McConnell, P.: “Time for royal commission, bankers,” in ‘Opinion’, Business Day section, THE SYDNEY MORNING HERALD, Published by Fairfax Media Ltd, Friday, 15 April, 2016, p 26.

Schmulow, A.D.: “For and against a royal commission into banks,” in ‘Business, Banking & Finance’, Business Day section, THE AGE ONLINE, Published by Fairfax Media Ltd, Friday, 15 April, 2016, 12:30pm, http://www.theage.com.au/business/banking-and-finance/for-and-against-a- royal-commission-into-banks-20160412-go4ed1

Cited in “LawNews,” in ‘In The Media,’ LAW INSTITUTE OF VICTORIA, 18 April 2016 12:15pm.

Schmulow, A.D.: “For and against a royal commission into banks,” in ‘Business, Banking & Finance’, Business Day section, THE SYDNEY MORNING HERALD ONLINE, Published by Fairfax Media Ltd, Friday, 15 April, 2016, 12:30pm, http://www.smh.com.au/business/banking-and- finance/for-and-against-a-royal-commission-into-banks-20160412-go4ed1

Schmulow, A.D.: “Banking royal commission should be paid for by banks”, in ‘Business & Economy,’ THE CONVERSATION, AU Edition, published by The Conversation Media Group, 12 April, 2016 11.10am AEST, https://theconversation.com/banking-royal-commission-should-be- paid-for-by-banks-57565

Quoted in Binoy Kampmark: “Investigating the Banksters: The Australian Banking Industry”, in ‘Comment,’ SCOOP INDEPENDENT NEWS, Tuesday, 12 April 2016, 4:02pm, http://www.scoop.co.nz/stories/HL1604/S00039/investigating-the-banksters-the-australian-banking- industry.htm / COUNTERPUNCH, 13 April, 2016, http://www.counterpunch.org/2016/04/13/investigating-the-banksters-the-australian-banking-industry/ / ON LINE OPINION, Wednesday, 13 April 2016, http://www.onlineopinion.com.au/view.asp?article=18167

Schmulow, A.D.: “Banking royal commission should be paid for by banks”, in ‘Opinions,’ ECONOTIMES, published by EconoTimes, 12 April, 2016 01:30am UTC, http://www.econotimes.com/contributors/andrew-Schmulow

Schmulow, A.D.: “Why rigging of the bank bill swap rate hurts everyone”, in Business & Economy, THE CONVERSATION, AU Edition, published by The Conversation Media Group, 9 March, 2016 2.29pm AEDT, https://theconversation.com/why-rigging-of-the-bank-bill-swap-rate- hurts-everyone-55826

Schmulow, A.D.: “Doing it the Australian Way, ‘Twin Peaks’ and the Pitfalls in Between”, THE CLS BLUE SKY BLOG, Columbia Law School's Blog on Corporations and the Capital Markets, John C. Coffee, Jr., Edward F. Greene, Robert J. Jackson, Jr., Kathryn Judge, editors, Ilya Beylin, editor-at-large, New York, NY, 31 March, 2016, http://clsbluesky.law.columbia.edu/author/andy-schmulow/.

Schmulow, A.D.: “Financial regulation: Is Australia's 'twin peaks' model a successful export?”, THE INTERPRETER, published by the Lowy Institute for International Policy, Sydney, NSW, 1 March, 2016 2:35pm, http://www.lowyinterpreter.org/post/2016/03/01/Financial-regulation- Is-Australias-twin-peaks-model-a-successful-export.aspx

Schmulow, A.D., and McConnell, P.: “Total Loss-Absorbing Capacity: No "tender love and care" for Australian regulators’, in ‘Global / News’, THOMSON REUTERS ACCELUS, published by the Regulatory Intelligence service of Thomson Reuters Accelus, 13 November, 2015, http://www.complinet.com/global/news/news/article.html?ref=182486

Schmulow, A.D.: “South African consumer credit regulation — the lessons for Australia”, in ‘Global, News’, in ‘Global / News’, THOMSON REUTERS ACCELUS, published by the Regulatory Intelligence service of Thomson Reuters Accelus, 29 October, 2015, http://www.complinet.com/global/news/news/article.html?ref=182153

This resource is source for regulatory news, analysis, rules and developments, with coverage of more than 230 regulators and exchanges.

Schmulow, A.D. & McConnell, P.: “A flood of criticism that broke the levy”, OPINION PIECES, in ‘Market Conduct Regulation, Australia, Banking’, published by the Centre for Law, Markets and Regulation, University of New South Wales, 4 September, 2015, http://www.clmr.unsw.edu.au/resource/market-conduct-regulation/a-flood-of-criticism-that- broke-the-levy-

Schmulow, A.D. & McConnell, P.: “A deposit tax to fill Canberra's coffers?”, in ‘Banking’, ASIA- PACIFIC BANKING & FINANCE, published by Australian Financial Publications, Thursday 3 September, 2015, 1:26pm, http://www.australianbankingfinance.com/banking/a-deposit-tax- to-fill-canberra-s-coffers-/

Schmulow, A.D.: “Australia’s banks are safe, so deposit levy is looking like a revenue grab”, in Analysis and Comment, Business & Economy, THE CONVERSATION, AU Edition, published by The Conversation Media Group, 27 August, 2015 3.31pm AEST, https://theconversation.com/australias-banks-are-safe-so-deposit-levy-is-looking-like-a- revenue-grab-46741

Schmulow, A.D.: “The obvious and not-so-obvious problems with Hockey’s bank deposit tax”, MICHAEL YARDNEY'S PROPERTYUPDATE.COM.AU, published by Michael Yardney's Property Investment Update, 20 August, 2015, http://propertyupdate.com.au/obvious- obvious-problems-hockeys-bank-deposit-tax/

Schmulow, A.D.: “The many problems with Hockey's bank deposit tax”, in ‘Industries, Financial Services’, BUSINESS SPECTATOR, published by Business Spectator Pty Ltd, 17 August, 4:35pm, http://www.businessspectator.com.au/article/2015/8/17/financial-services/many- problems-hockeys-bank-deposit-tax

Schmulow, A.D.: “The obvious and not-so-obvious problems with Hockey’s bank deposit tax”, in Analysis and Comment, Business & Economy, THE CONVERSATION, AU Edition, published by The Conversation Media Group, 17 August, 2015 2.54pm AEST, https://theconversation.com/the-obvious-and-not-so-obvious-problems-with-hockeys-bank- deposit-tax-46187

Schmulow, A.D.: “Time for Abbott Government and ASIC to get serious about Australian banksters”, in ‘Business’, INDEPENDENT AUSTRALIA, published by Independent Australia, 10 August 2015, 9:30am, https://independentaustralia.net/business/business-display/time-for-asic-and- other-regulators-to-get-serious-about-australian-banksters,8036

Schmulow, A.D.: “Lie-bore: powerful bank regulators running out of excuses”, in Analysis and Comment, Business & Economy, THE CONVERSATION, AU Edition, published by The Conversation Media Group, 7 August, 2015 6.07am AEST, https://theconversation.com/lie- bore-powerful-bank-regulators-running-out-of-excuses-45756

Schmulow, A.D.: “UK regulators get tough; ASIC walks softly”, in ‘Banking’, ASIA-PACIFIC BANKING & FINANCE, published by Australian Financial Publications, Sydney, NSW, Thursday, 6 August, 2015,

Schmulow, A.D.: “Will regulators run the banks?”, in ‘Banking’, ASIA-PACIFIC BANKING & FINANCE, published by Australian Financial Publications, Sydney, NSW, Monday 19 May, 2015,

Schmulow, A.D.: “Twin Peaks plus other means will strengthen SA”, in Opinion & Analysis, Financial System, Business Report, THE STAR, published by Independent Media, Thursday, 19 March, 2015, p. 18, http://www.iol.co.za/business/opinion/columnists/twin-peaks-plus-other-means- will-strengthen-sa-1.1834060#.VRAlxUKZbdk

Schmulow, A.D.: “Twin Peaks plus other means will strengthen SA”, in Opinion & Analysis, Financial System, Business Report, THE PRETORIA NEWS, published by Independent Media, Thursday, 19 March, 2015, p. 18, http://www.iol.co.za/business/opinion/columnists/twin- peaks-plus-other-means-will-strengthen-sa-1.1834060#.VRAlxUKZbdk

Schmulow, A.D.: “Twin Peaks plus other means will strengthen SA”, in Opinion & Analysis, Financial System, Business Report, CAPE TIMES, published by Independent Media, Thursday, 19 March, 2015, p. 18, http://www.iol.co.za/business/opinion/columnists/twin-peaks-plus-other- means-will-strengthen-sa-1.1834060#.VRAlxUKZbdk

Schmulow, A.D.: “Twin Peaks plus other means will strengthen SA”, in Opinion & Analysis, Financial System, Business Report, CAPE ARGUS, published by Independent Media, Thursday, 19 March, 2015, p. 18, http://www.iol.co.za/business/opinion/columnists/twin-peaks-plus-other- means-will-strengthen-sa-1.1834060#.VRAlxUKZbdk

Schmulow, A.D.: “Twin Peaks plus other means will strengthen SA”, in Opinion & Analysis, Financial System, Business Report, THE NATAL MERCURY, published by Independent Media, Thursday, 19 March, 2015, p. 18, http://www.iol.co.za/business/opinion/columnists/twin- peaks-plus-other-means-will-strengthen-sa-1.1834060#.VRAlxUKZbdk

Schmulow, A.D.: “Twin Peaks plus other means will strengthen SA”, in Opinion & Analysis, Financial System, Business Report, DAILY POST, published by Independent Media, Thursday, 19 March, 2015, p. 18, http://www.iol.co.za/business/opinion/columnists/twin-peaks-plus-other- means-will-strengthen-sa-1.1834060#.VRAlxUKZbdk

Schmulow, A.D.: “Twin Peaks plus other means will strengthen SA”, in Opinion & Analysis, Financial System, Business Report, ISOLEZWE, published by Independent Media, Thursday, 19 March, 2015, p. 18, http://www.iol.co.za/business/opinion/columnists/twin-peaks-plus-other-means- will-strengthen-sa-1.1834060#.VRAlxUKZbdk

Schmulow, A.D.: “Who’s regulating the financial regulators?” ‘Unconventional Economist in Australian Economy’, MACRO BUSINESS, published by Macro Associates, 4 March, 2015, 1:59pm, http://www.macrobusiness.com.au/2015/03/whos-regulating-financial-regulators/

Schmulow, A.D.: “To clean up the financial system we need to watch the watchers”, in Investment, News, FATCAT, published by FatCat.com.au, 4 March, 2015, http://www.fatcat.com.au/news/home/Investment/1449_0.html

Schmulow, A.D.: “To clean up the financial system we need to watch the watchers”, in Analysis and Comment, Business & Economy, THE CONVERSATION, AU Edition, published by The Conversation Media Group, 4 March, 2015, 2.11pm AEDT, https://theconversation.com/to- clean-up-the-financial-system-we-need-to-watch-the-watchers-38359

Schmulow, A.D.: “Approaches to Financial System Regulation: An International Comparative Survey”, TABB FORUM, published by The Tabb Group, LLC, Boston, Massachusetts, 10 February, 2015, http://tabbforum.com/researches/approaches-to-financial-system- regulation-an-international-comparative-survey

Schmulow, A.D.: “Do not enfeeble ‘twin peaks’ as UK did,” in ‘Opinion,’ BUSINESS DAY, SOUTH AFRICA, published by Times Media (Pty) Ltd, Media Division, Johannesburg, Friday, 6 February, 2015, Late Final edition, p. 9.

Schmulow, A.D.: “Do not enfeeble ‘twin peaks’ as UK did,” in ‘Opinion & Analysis,’ BD LIVE, BUSINESS DAY, SOUTH AFRICA, published by Times Media (Pty) Ltd, Johannesburg, 6 February, 2015, 06:08, http://www.bdlive.co.za/opinion/2015/02/06/do-not-enfeeble-twin- peaks-as-uk-did

Schmulow, A.D.: “Do not enfeeble ‘twin peaks’ as UK did,” in ‘Strategy Consulting, Management Consulting, Global Advisors, Breaking Business News,’ GLOBAL ADVISORS, published by Global Advisors (Pty) Ltd, Johannesburg, 6 February, 2015, http://www.globaladvisors.biz/inc-feed/20150206/do-not-enfeeble-twin-peaks-as-uk-did/

Schmulow, A.D.: “A pox on everyone’s house”, in ‘Home/ Opinion/ News in Focus’, MONEY MANAGEMENT, Vol. 28 Issue 21, 10 July, 2014, published by Cirrus Media, p. 10, http://www.moneymanagement.com.au/opinion/news-in-focus/a-pox-on-everyone-s-house

Schmulow, A.D.: “I’m pro-Israel, but . . .”, THE STIRRER, 8 October, 2012, http://www.thestirrer.com.au/im-pro-israel-but/

Schmulow, A.D.: “The Smoking Gun”, THE STIRRER, 24 September, 2012, http://www.thestirrer.com.au/the-smoking-gun/

Schmulow, A.: “Lunacy's last stand”, in ‘Homophobia, Part 5, Same-Sex Issues Part 4’, LGS, LESBIAN AND GAY SOLIDARITY MELBOURNE, 28 November, 2009, http://www.josken.net/homoph5d.htm

Schmulow, A.: “Our paradigm of banking regulation is shot,” ON LINE OPINION, AUSTRALIA’S E- JOURNAL OF SOCIAL AND POLITICAL DEBATE, Wednesday, 2 September 2009, available at http://www.onlineopinion.com.au/view.asp?article=9372.

This article was measured for reader impact using the SEPADO scale and achieved inclusion in the highest reader impact category.

Schmulow, A.: “Old Guard Must Go: UFS executive has fostered racism on campus,” Op Ed. Main piece, THE CITIZEN, Johannesburg, 12 September, 2008, p. 12.

Schmulow, A.D.: “SOUTH AFRICA: ‘Hostel of hate’ to be shut down,” UNIVERSITY WORLD NEWS, Africa Edition, 8 June 2008, http://www.universityworldnews.com/article.php?story=20080606130624943.

This article lead to two interviews conducted by ‘Die Volksbald,’ a leading South African Afrikaans daily newspaper.

Schmulow, A.D.: “Ban contacts with University of the Free State,” UNIVERSITY WORLD NEWS, Special Africa Edition, 23 March 2008, http://www.universityworldnews.com/article.php?story=20080320160237505.

This article lead to an interview conducted by ‘Die Volksbald,’ a leading South African Afrikaans daily newspaper.

Schmulow, A.D.: “A return to social progression?” BNEWS / MELBOURNE STAR, No. 182, 10 January 2008, p. 8.

Schmulow, A.D.: “The rule of law and banking in Indonesia,” CAMPUS REVIEW, Australasia’s Higher Education and Training Newspaper, published by Campus Review Pty Ltd, Sydney, Vol. 10, No. 21, June 7-13, 2000, p. 14, Postgraduate Forum (4).

Schmulow, A.D.: “SA needs to weigh its options carefully in choosing between China and Taiwan,” BUSINESS DAY, Times Media Limited, Johannesburg, Monday, September 30, 1996, p. 12.

Schmulow, A.D.: “SA trade certain to be scorched by Chinese dragon,” BUSINESS DAY, Times Media Limited, Johannesburg, Thursday, April 18, 1996, p. 12.




-----Cited by the following media-----




D’Arcy, Nicholas: “A leg to stand on: your myki rights,” in ‘Society’, LOT’S WIFE, Edition 2, published by Monash University Student Association, April 2016, p 22ff.

Gascoigne, Heather: “CIFR researcher suggests South African model to curb reckless lending in Australia”, in ‘Media & Latest News’, CENTRE FOR INTERNATIONAL FINANCE AND REGULATION, published by Centre for International Finance and Regulation, 2 December, 2015 http://www.cifr.edu.au/site/Latest_news/CIFR_researcher_suggests_South_African_model_to_curb_reckless_lending_in_Australia.aspx

Lewis, Taylee: “Government abandons bank deposit tax”, INVESTORDAILY, published by Sterling Publishing Pty Ltd, Wednesday, 2 September, 2015, http://www.investordaily.com.au/regulation/38120-govt-abandons-labor-s-bank-deposit-tax

Houston, Cameron & Spooner, Rania: “The war on myki: Julian Burnside QC leads legal team to help Melbourne commuters fight fines in court”, in ‘Victoria’, THE AGE NEWSPAPER, published by Fairfax Media, 27 August, 2015, http://www.theage.com.au/victoria/the-war-on-myki- julian-burnside-qc-leads-legal-team-to-help-melbourne-commuters-fight-fines-in-court- 20150825-gj6x9t.html

Jones, Dr Evan: “To fix Australia’s banking culture: Start sending bank CEOs to gaol” BANKVICTIMS.COM.AU, Tuesday, 25 August 2015 05:33, http://bankvictims.com.au/dr- evan-jones/item/11749-to-fix-australia-s-banking-culture-start-sending-bank-ceos-to-gaol

Fry, Elizabeth: “Global banks face more litigation from angry investors”, in ‘Banking, Capital Markets’, ASIA-PACIFIC BANKING & FINANCE, published by Australian Financial Publications, Sydney, NSW, Monday, 24 August, 2015, https://www.australianbankingfinance.com/banking/global-banks-face-more-litigation-from- angry-investors/

Sheather, Brent: “The Reluctant Regulators”, in ‘Business’, THE NEW ZEALAND HERALD, published by NZME Publishing Limited, Wednesday, 2 September, 2015, 9:27am, http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11503859

Sheather, Brent: “The Reluctant Regulators”, WEEKLY REPORT – AUGUST 2015, published by Private Asset Management Ltd, 24 August, 2015, http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11503859

Jones, Evan: “To fix Australia's banking culture: Start sending bank CEOs to gaol”, in ‘Business’, INDEPENDENT AUSTRALIA, published by Independent Australia, 12 August 2015, 12:00pm, https://independentaustralia.net/business/business-display/to-fix-australias-banking-culture- start-sending-bank-ceos-to-gaol,8044

Fry, Elizabeth: “Have UK banks learnt nothing from Libor mess?”, in ‘Banking’, ASIA-PACIFIC BANKING & FINANCE, published by Australian Financial Publications, Sydney, NSW, Wednesday, 5 August, 2015, https://www.australianbankingfinance.com/banking/have-uk- banks-learnt-nothing-from-libor-mess-/

“Vic QC to challenge Myki fines”, Nine News at 6, Victoria, CHANNEL NINE, Tuesday, 4 August, 2015, 6:00pm.

Stevenson, Ross & Burns, John: “Breakfast with Ross & John”, on 3AW Breakfast, 3AW693 AM NEWS TALK, Tuesday, 4 August, 2015, http://www.3aw.com.au/news/3aw-breakfast-ross- and-john-podcasts-20141214-126v6a.html / https://www.rewindradio.com/3aw/dr-andy- schmulow-talks-to-3aw-about-the-legality-of-myki-fines

Mannix, Liam: “It’s not that far from the watchdogs to those watched”, in ‘BusinessDay – Cover Story, THE SYDNEY MORNING HERALD, p. 8/9, published by Fairfax Media, 25-26 July, 2015.

Padula, Danielle: “Regulating the Regulator: Dr. Andy Schmulow compares global financial systems in the aftermath of the GFC”, SCHOLASTICA BLOG, published by Scholastica LLC, Chicago, Illinois, 29 June, 2015, http://blog.scholasticahq.com/post/122773626658/regulating-the- regulator-dr-andy-schmulow

Chey, Jocelyn: “Prudent regulation of HK’s stock market is warranted,” in ‘Opinion’, CHINA DAILY ASIA, Hong Kong, Friday, 5 June, 2015, 09:28, http://www.chinadailyasia.com/opinion/2015- 06/05/content_15272782.html

McConnell, Pat: “War on banking’s rotten culture must include regulators”, in Analysis and Comment, Business & Economy, THE CONVERSATION, AU Edition, published by The Conversation Media Group, 4 June, 2015 2.14pm AEST, https://theconversation.com/war- on-bankings-rotten-culture-must-include-regulators-42767

Fry, Elizabeth: “Too big to bail: Aussie banks need a living will”, in ‘Banking’, ASIA-PACIFIC BANKING & FINANCE, published by Australian Financial Publications, Sydney, NSW, Monday, 4 May, 2015,

Fry, Elizabeth: “Basel attacks on credit ratings premature?”, in ‘Banking, Capital Markets’, ASIA- PACIFIC BANKING & FINANCE, published by Australian Financial Publications, Sydney, NSW, Monday, 20 April, 2015, 4:30pm,

Williams, Marion: “APRA and ASIC need cultural shift”, in ‘Today’s Top Stories, Banking’, ASIA- PACIFIC BANKING & FINANCE, published by Australian Financial Publications, Sydney, NSW, Monday 9 March, 2015, 4:52pm,

Moo, Michelle: “Melbourne academics advise South African government on financial sector regulation”, in ‘University News’, MELBOURNE UNIVERSITY STAFF / STUDENT E-NEWS (MUSSE), no. 152, 15 February, 2015, http://musse.unimelb.edu.au/february-15- 152/melbourne-academics-advise-south-african-government-financial-sector-regulation

Byner, Leon: “Morning Program”, on ‘Radio FIVEaa, Adelaide, 5RM Riverland, 5CC Port Lincoln, 5AU Port Augusta and 5CS Port Pirie’, 1395 AM, FIVEAA TALKING ADELAIDE, broadcast by Nova Entertainment, Tuesday, 17 February, 2015, 9:40am, http://www.fiveaa.com.au/shows/leon-byner/berry-recall-is-a-big-problem

Jefferson, Andrew: “Frozen berries hepatitis A scare widens, class action possible”, in ‘News, Victoria’, HERALD SUN, published by News Corporation, Melbourne, Victoria, 17 February, 2015, 3:06pm, http://www.heraldsun.com.au/news/victoria/frozen-berries-hepatitis-a-scare- widens-class-action-possible/story-fni0fit3-1227221872052

Christie, Robin: “Twin peaks: regulation fit for export”, in ‘Home, Banking’, ASIA-PACIFIC BANKING & FINANCE, published by Australian Financial Publications, Sydney, NSW, 13 February, 2015, http://abandf.net.au/banking/twin-peaks--regulation-fit-for-export/

Christie, Robin: “Australian regulation model good for financial stability”, in ‘Home, News, News article, Infinance News’, FINSIA, published by Finsia, Sydney, NSW, 12 February, 2015, http://www.finsia.com/news/news-article/2015/02/11/australian-regulation-model-good-for- financial-stability

Alembakis, Rachel: “Australia's Twin Peaks Regulatory Model Optimal: CIFR”, in ‘Top Stories, Market Infrastructure’, GLOBAL CUSTODIAN, 11 February, 2015, published by Asset International Inc., Stamford, CT, http://www.globalcustodian.com/au/news/news_article.aspx?id=2147489857#.VNvxVUKZbd m

Global Custodian is the leading international industry journal for the international securities industry. It is distributed to 20,000 investment professionals around the world. Global Custodian’s annual surveys are regarded as benchmarks for the industry.

Burke, Alex: “Twin Peaks model optimal for financial stability”, in ‘News, Regulatory’, FINANCIAL STANDARD, published by Rainmaker Group, Sydney, NSW, Wednesday, 11 February, 2015, 12:10pm, https://www.financialstandard.com.au/news/view/47632308

Preslin, Elvis: “Saturday PM Live”, on ‘SAfm’, SABC RADIO, 104 – 107 FM, South African Broadcasting Corporation, 7 February, 2015, 8:35pm, Johannesburg, http://www.wits.ac.za/files/m0qqs_941701001423745828.mp3

“Financial regulation in SA”, in ‘Home, Media Centre, News Items, 2015-02’, UNIVERSITY OF THE WITWATERSRAND, JOHANNESBURG WEBSITE, 3 February, 2015, http://www.wits.ac.za/newsroom/newsitems/201502/25580/news_item_25580.html

“Financial sector regulation - South Africa looks to emulate Australia's 'Twin Peaks' model”, in AIST SUPERSOURCE JANUARY 2015 EDITION, published by the Australian Institute of Superannuation Trustees, Melbourne, 30 January, 2015.

“Financial sector regulation - South Africa looks to emulate Australia's 'Twin Peaks' model”, in Research Spotlight, ‘Research’, CENTRE FOR INTERNATIONAL FINANCE AND REGULATION (CIFR), published by The Centre for International Finance and Regulation (CIFR), 27 January, 2015, http://www.cifr.edu.au/site/Research/Research_Spotlight_- _South_Africa_to_emulate_Australias_Twin_Peaks_Model.aspx?utm_source=CIFR+database &utm_campaign=05277738c4- South_Africa_emulate_Australia_Twin_Peaks_&utm_medium=email&utm_term=0_0bd28473 a3-05277738c4-170689105

Williams, Ruth: “Merit in oversight board for ASIC, but only if it's got teeth”, in ‘BusinessDay’, THE AGE NEWSPAPER, online edition, published by Fairfax Media, 28 January, 2015, 12:00am, http://www.theage.com.au/business/merit-in-oversight-board-for-asic-but-only-if-its-got- teeth-20150127-12z7zy.html

Williams, Ruth: “Any ASIC overseer must have teeth”, in ‘BusinessDay - Opinion’, THE AGE NEWSPAPER, p. 30, published by Fairfax Media, 28 January, 2015.

Williams, Ruth: “Merit in oversight board for ASIC, but only if it's got teeth”, in ‘BusinessDay’, THE SYDNEY MORNING HERALD, p. 12, published by Fairfax Media, 28 January, 2015, 12:00am, http://www.smh.com.au/business/merit-in-oversight-board-for-asic-but-only-if-its-got-teeth- 20150127-12z7zy.html#ixzz3Q1oJkNAT

Anonymous: “There is no legal basis for fining Myki ticket evaders! Most of those who admit their guilt are exempted from a fine”, IN AUSTRALIA, 588 MAGAZINE, 8 October, 2014, 11:07am, http://blog.sina.cn/dpool/blog/s/blog_7f1aef760102v4x4.html?vt=4

Anonymous: “Do you get off if you admit your guilt? There is no legal basis for the Victorian Public Transportation Office to fine ticket evaders”, in ‘News’, ADELAIDE FORUM, published by Adelaide Forum, 1 October, 2014, 9:32am, http://www.adelaideluntan.com.au/article-930- 1.html

Anonymous: “Do you get off if you admit your fault? There’s basically no law to fine myki ticket evaders!”, MELBOURNE TODAY, 1 October, 2014, 09:54am, http://www.meltoday.com/m/nbencandy.php?fid=20&id=183074

Houston, Cameron and Spooner, Rania: “Myki fines fail in court”, in ‘Victoria News’, THE AGE NEWSPAPER, published by Fairfax Media, 30 September, 2014, http://www.theage.com.au/victoria/myki-fines-fail-in-court-20140929-10nlbk.html

Anonymous: “All is not fine with myki”, OMNY, published by 121cast Pty Ltd, Posted 29 September, 2014 2:13:43pm, http://omnyapp.com/shows/the-age-headlines/all-is-not-fine-with-myki

Posted by Jim and Mary: “Cruisin’ for a bruising”, OVER THE NET BLOG, Tuesday 16 August, 2011, http://overthenet.blogspot.com.au/2011/08/cruisin-for-bruisin.html

Anonymous: “Case Study: Cruise Ships and How NOT to Buy Art”, THE MINISTRY OF ARTISTIC AFFAIRS, Thursday, August 11, 2011, http://blog.ministryofartisticaffairs.com/2011/08/case- study-cruise-ships-and-how-not-to.html

Schwartzkoff, Louise: “Cruise liner's art auctions leave investors all at sea”, in ‘Entertainment, Art and Design’, THE AGE NEWSPAPER, online edition, published by Fairfax Media, 10 August, 2011, http://www.smh.com.au/entertainment/art-and-design/cruise-liners-art-auctions-leave- investors-all-at-sea-20110809-1ikvl.html

Schwartzkoff, Louise: “'Overpriced' on-board auctions leave passengers all at sea”, TRAVELLER, 10 August, 2011, 12am, http://www.traveller.com.au/overpriced-onboard-auctions-leave- passengers-all-at-sea-1iljt

Rosenberg, Jen: “Overloaded service takes smile off the dial”, Sydney Morning Herald, in ‘News and Features’, p. 10, 7 May, 2011, http://newsstore.fairfax.com.au/apps/viewDocument.ac;jsessionid=30D9A51952B5F1A3D32 74BFBD0D86E13?sy=afr&pb=all_ffx&dt=selectRange&dr=1month&so=relevance&sf=text&sf =headline&rc=10&rm=200&sp=brs&cls=2077&clsPage=1&docID=SMH110507CO4TQ36C6 0B

Glanville, Brigid: “Swan announces cap on deposit guarantee”, PM RADIO NATIONAL - Friday, 24 October , 2008 18:14:00, http://www.abc.net.au/pm/content/2008/s2400831.htm

Van der Merwe, Naudé: “Cut ties with UV, asks lawyer, Kovsies must be isolated academically”, DIE VOLKSBLAD, published by Media 24, Bloemfontein, 1 May, 2008, http://152.111.11.6/argief/berigte/volksblad/2008/05/01/VB/7/nvmuv.html

Sidimba, Loyiso: “International boycott aimed at ‘racist’ UFS”, CITY PRESS, published by City Press, 28 April, 2008, http://152.111.1.87/argief/berigte/citypress/2008/04/28/CP/5/lsUFSboycott.html

Mummery, Jane: “Rethinking the Democratic Project: Rorty, Mouffe, Derrida and Democracy to Come”, BORDERLANDS E-JOURNAL, Vol. 4 Number 1, 2005, ISSN 1447-0810, http://www.borderlands.net.au/vol4no1_2005/mummery_rethinking.htm




-----Editorships-----




* Past member of the Board of Editors: JOURNAL OF BUSINESS SYSTEMS, GOVERNANCE & ETHICS (JBSGE), ISSN 1833-4318. An on-line peer reviewed journal.




-----PAPERS DELIVERED AT CONFERENCES-----




Schmulow, Andrew D.: “Consumer Protection and Financial System Stability under Australia’s Twin Peaks Model of Financial System Regulation”, OPTIMAL SHARING RULES FOR FINANCIAL CONSUMERS, 2015 Global Financial Consumer Forum (2015 Annual Conference of the IAFICO), hosted by the International Academy of Financial Consumers (IAFICO), Jeju National University (International Convention Centre), South Korea, 31 October & 1 November, 2015, Plenary Session 4, ‘Financial Supervision for Consumer Protection’, Presentation 1, 1 November 2015, Grand Room, Jeju National University International Convention Centre.

Schmulow, A.D.: “An APRA-free paracetamol for an HIH-sized headache!” CHANGING LAW, ALTA 2003, the Australasian Law Teachers Association Conference 2003, hosted by the Faculty of Law, Griffith University, 6 – 9 July 2003, Panel: Company Law II, Session 1, Paper 2, 9 July 2003, Inchcolm Room 2, Inchcolm Hotel, Brisbane, Queensland, Australia.

Schmulow, A.D.: “Prudential Regulation and Banking in Indonesia,” LAW’S ENTERPRISE, The 21st Annual Conference of the Australia and New Zealand Law and History Society, hosted by the Division of Law, Macquarie University, Sydney, Australia, 11-13 July 2002, Panel: Debt, Banking and Market Culture, Session 5A, Paper 3, 12 July 2002, The Ballroom, The Carrington Hotel, Katoomba, New South Wales, Australia.

Schmulow, A.D.: “In your dreams! Compelling prudential regulation in the Indonesian banking sector and other acts of sorcery,” TRADITION & INNOVATION IN THE LAW: OLD PATHS, NEW DIRECTIONS, ALTA 2001, the Australasian Law Teachers Association Conference 2001, hosted by the Faculty of Law, The University of the South Pacific, 1 – 4 July 2001, Panel: Comparative and Asian Law, Session 1, Paper 1, 2 July 2001, Room 10, Law Faculty, Emalus Campus, The University of the South Pacific, Port Vila, Vanuatu.

Schmulow, A.D.: “Re-inventing the Wheel. Staving off another banking collapse in Indonesia without Rule of Law,” MARKETS, BODIES, BORDERS. THE FUTURE(S) OF LEGAL REGULATION, a national interdisciplinary postgraduate student conference hosted by the Faculty of Law, The University of Sydney, 1 – 2 October 1999, Panel: Corporate Governance, International Markets, Session 2, Paper 3, 1 October 1999, Room S225, Main Quadrangle, Main Campus, The University of Sydney, Sydney, Australia.

Shelton, Dr G.L.; Catley, Dr R.; Schmulow, A.D.: “Old Commonwealth Linkages For New: South Africa And Australia Searching For Common Ground,” JOINT CONFERENCE OF THE AUSTRALASIAN POLITICAL SCIENCE ASSOCIATION AND EUROPEAN UNION STUDIES ASSOCIATION OF NEW ZEALAND, 27 - 30 September 1998, Panel: South Africa, Paper 3, 30 September 1998, The Arts Function Centre, The Arts Centre, Christchurch, New Zealand. Hosted by the Department of Political Science, University of Canterbury, Christchurch, New Zealand.

Schmulow, A.D.: “Productivity and Growth in South Africa under a New (Labour) Regime,” AUSTRALASIAN POLITICAL STUDIES ASSOCIATION, 1997 Annual Conference, 29 September to 1 October 1997, Panel: African Politics, Paper 2, 29 September 1997, The Flinders University of South Australia, Adelaide, Australia.

Schmulow, A.D.; Liebenberg, Dr P.W.: “North Korea's bomb: The strategy of deceit,” SOUTH AFRICAN POLITICAL STUDIES ASSOCIATION, Biennial Research Colloquium, Panel 8: Area Studies, Paper 2, 10 October 1996, Hunter's Rest, Rustenburg.

Schmulow, A.D.; Greyling, Prof. L.: “The Impact of Labour Law Reforms, and Government Tax and Spending Policies, on South African International Economic Competitiveness,” NATIONAL PRODUCTIVITY INSTITUTE - 1996 WORLD PRODUCTIVITY ASSEMBLY, 3 September 1996, Carlton Hotel, Johannesburg.

Schmulow, A.D.; Greyling, Prof. L.; de Wet, Dr M.: “The Economic and Socio-Political Constraints on Central Bank Monetary Policy,” THE ECONOMIC SOCIETY OF SOUTH AFRICA, Biennial Conference, 8 September 1995, Rand Afrikaans University, Johannesburg.




-----Published Conference Proceedings-----




* Shelton, Dr G.L.; Catley, Dr R.; Schmulow, A.D.: “Old Commonwealth Linkages For New: South Africa And Australia Searching For Common Ground,” in Bianchini, A.; Dolby, J.; & Holland, M.,: compilers, PROCEEDINGS OF THE JOINT CONFERENCE OF THE AUSTRALASIAN POLITICAL SCIENCE ASSOCIATION AND EUROPEAN UNION STUDIES ASSOCIATION OF NEW ZEALAND, Vol. 1, Refereed Papers, Australasian Political Science Association, 27 - 30 September 1998, Christchurch, New Zealand, p. 592ff.

* Schmulow, A.D.: “Productivity and Growth in South Africa under a New (Labour) Regime,” in Crowder, G.; Manning, H.; Mathieson, D.S.; Parkin, A.; & Seabrooke, L.,: eds., AUSTRALASIAN POLITICAL STUDIES 1997: Proceedings of the 1997 Annual APSA Conference, Vol. 3, Australasian Political Studies Association, 29 September to 1 October 1997, Department of Politics, The Flinders University of South Australia, p. 907ff.

* Schmulow, A.D.; Greyling, Prof. L.: “The Impact of Labour Law Reforms, and Government Tax and Spending Policies, on South African International Economic Competitiveness,” NATIONAL PRODUCTIVITY INSTITUTE - 1996 WORLD PRODUCTIVITY ASSEMBLY, 3 September 1996, Johannesburg.




-----Book Reviews-----




* Douwes-Dekker, L., Majola, A., Visser, P., & Bremner, D., 1995. COMMUNITY CONFLICT: The challenge facing South Africa. Cape Town: Juta & Co Ltd., pp. 148. POLITEIA, Department of Political Sciences, University of South Africa, Vol. 16, No. 1, 1997, p. 112ff.

* CUBA IN THE INTERNATIONAL SYSTEM - Normalization and Integration. Timothy M. Shaw: General Editor; Archibald R. M. Ritter and John M. Kirk: Editors; Macmillan Press, 1995, 277 pp. SOUTH AFRICAN JOURNAL OF INTERNATIONAL AFFAIRS, The South African Institute of International Affairs, Vol. 3, No. 2, Summer 1996, p. 194ff.




-----Short Stories and Poems-----




Schmulow, A.D.: “Fieldwork,” in Vivian, W., ed.,: Prose, THE PIXEL PAPERS, http://members.iinet.net.au/~pixpress/20Prose.html, http://members.iinet.net.au/~pixpress/20Prose.html#Andrew D. Schmulow

Reprinted with permission.
Schmulow, A.D.: “The Curse of the Traveller,” in Vivian, W., ed.,: Verse, THE PIXEL PAPERS, http://members.iinet.net.au/~pixpress/20Poetry.html, http://members.iinet.net.au/~pixpress/20Poetry.html#Andrew D. Schmulow

Schmulow, A.D.: “Fieldwork,” in Irvine, I., & King-Smith, S., eds.,: THE ANIMIST - ELECTRONIC JOURNAL OF THE ARTS, Vol. 3, Interim Animist October 1998. Registered as an Electronic Journal with the National Library of Australia and the 'ISSN International Centre,' Paris, France. ISSN 1440-5628. http://www.diskotech.com.au/asphodel/pg000064.html

* Schmulow, A.D.: “Five Facts Per Page,” ORMOND PAPERS, Vol. XVII, [2000], Ormond College, The University of Melbourne, Parkville, Victoria, Australia, p. 95 ff.




Note: asterisk [*] indicates publication refereed/peer-reviewed.
Current projects
An edited comparative international analysis of the Twin Peaks model of financial system regulation, with co-editor Andrew Godwin of the Melbourne Law School, published by Cambridge Press.
Research profile
Research profile and publications
 

The University of Western Australia

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